Hello. My name is Erik Martin and I am a writer with The Mortgage Reports website (www.themortgagereports.com). I’m looking to interview mortgage/lending professionals, financial industry experts, real estate agents, and other housing experts for the following story:
WORK FOR YOURSELF? HERE’S HOW TO FIND FAVORABLE MORTGAGES RATES. Despite appearing in a better position to repay their home loan, self-employed borrowers receive 40 percent fewer loan quotes, primarily because of their typically lower credit scores, per a Zillow study (details at tinyurl.com/sezillow14). This article would examine why this is the case, and what self-employed mortgage seekers need to do and prepare for if they're hunting for a loan. Below is a list of questions I’m seeking answers to. I can either conduct a phone or email interview (with the latter, please email me back full-sentence written responses that I can use as quotes). My deadline is noon central time, Wednesday, March 23.
QUESTIONS:1. What are the major findings from the aforementioned Zillow study that you find most interesting/important and why?2. Why is it sometimes challenging for self-employed borrowers to get favorable mortgage rates/offers compared to other types of borrowers?3. Why are the credit scores of self-employed borrowers also typically lower and the paperwork greater?4. What should self-employed borrowers consider carefully before searching/applying for a mortgage loan, and what should they expect? Why?5. What recommendations/advice would you give to self-employed borrowers that can help increase their chances of securing more preferred mortgage loan rates/offers? What lender sources can/should they turn to? Please provide at least 5 tips here if possible.6. Will the process of applying for and obtaining more preferred mortgage offers get easier, harder, or stay the same for the self-employed in the near- and long-term future? Why?7. Any other thoughts, tips or suggestions on this topic?8. What is your full name, title, company, city/state location, and email address?
Keywords
real estate agents, financial industry experts
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