I'm looking for college students or gradates who used SMART (specific, measurable, attainable, realistic, time-specific)goals to reach financial milestones (I'm mostly looking for debt payoff stories, but hit me with your best stuff!)

When replying, please let me know
a)Name and whether or not you are a current college student/a short bio about you
b) What was your financial goal/ SMART goal you set for yourself?
c) How did you do better compared if you didn't make a SMART goal?
d) advice you would give to someone who wants to create a financial goal.

Thanks!