Pitchrate | AUTO INSURANCE Modifying a Car

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AUTO INSURANCE: Modifying a Car

Request:

ValuePenguin (www.valuepenguin.com)

Request Date:

10/06/2015 08:32am

Deadline (Eastern Time):

10/08/2015 01:00pm

Category of Expertise:

General
I am a writer with ValuePenguin (www.valuepenguin.com), a site that provides consumers with helpful articles and information on financial topics. I’m looking to interview auto insurance agents, claims adjusters, attorneys and other industry professionals for the following article:


ARTICLE: DO I NEED SPECIAL AUTO INSURANCE COVERAGE IF I ADD FEATURES TO OR MODIFY MY CAR?
This story will explore how modifying/customizing a car can affect auto insurance coverage. Below is a list of questions I’m seeking answers to. I can either conduct a phone or email interview (with the latter, please email me back full-sentence written responses that I can use as quotes). My deadline is noon central time, Thursday, Oct. 8, 2015.

QUESTIONS:
1. What is the difference between “modifying” and “customizing” your car? Are there any other similar terms used in the industry?
2. What are the most common modifications/customizations that drivers add to their automobiles (e.g., custom audio system installation, tinted windows, faster engine, hydraulics to jump up and down, etc.)?
3. To what extent does a typical auto insurance policy cover or not cover a car that has been modified/customized? Why will an insurer deny coverage for a particular modification—can you explain why and provide an example?
4. Do insurers offer riders/endorsements/expanded coverage policies in these instances? What are the extra costs?
5. What should drivers consider carefully and explore before making a car modification/customization?
6. What tips/advice would you give to readers who may be considering a modification/customization?
7. Do you have any statistics/data that illustrate this topic in any way? Please cite the source of the data.

8. What is your full name, title, degrees/credentials, company, city/state location, and email address?

Keywords

size, serifquot, sans, arial, 0pt, font, family, car, insurance, valuepenguin, auto, coverage, modification, modifying, email

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