Pitchrate | Does A Job Provide Financial Security for Now and at Retirement?

or log in with your favorite social network:

NOTE: If you don't have a profile and want to sign up with your social network, please click the appropriate icon in the sign up box!

H.J. Chammas

H.J. Chammas is a multi-award-winning author and a self-made “Employee Millionaire” who has achieved financial freedom by investing in rental properties throughout Asia, Dubai and Europe. With over 10 years of real estate industry and investing experience, as well as property management, he brin...

Category of Expertise:

Business & Finance, Personal Finance


Employee Millionaire LLC

User Type:



06/20/2019 03:55am
Does A Job Provide Financial Security for Now and at Retirement?


Does A Job Provide Financial Security for Now and at Retirement?

Almost all of the poor and middle class were programmed to graduate from school to seek a high-paying job that would provide them security and eventually lead them to wealth. This might hold true for CEOs and other corporate executives with hefty pay cheques.

But to the majority of employees, this remains a dream they chase until one day they retire, only to be surprised by a bank account and pension plan that can barely sustain their lifestyle for a few weeks or months. Then reality kicks in—when it is too late. The fact of the matter is that a job, for the majority of us, merely supports the basics of life, the essential expenses.

The drug that keeps all employees addicted to their job is seeing their income increasing from the day they start working till the prime of their income-earning years. This false evidence of prosperity leads to a false feeling of security. As a result, more and more of their income gets channeled to discretionary expenses, and those who can afford it start to spend on the appearances of wealth. One day their income starts to go downhill, and like a drug addict who cannot have the same high doses of drug anymore, they wake up to the fact that this fantasy is over and that they have to cut down on their expenses. The few exceptions will be corporate executives, who are only a minority of the general population.


I encourage you to start looking at your job in a different way. Consider it as a form leverage that acts in your favor. It is about having your job work smarter for you while you work hard for your job. It's a win-win term.

The objective of "The Employee Millionaire" program is to enable you to leverage your position as an employee to qualify for bank loans (good debt) to purchase income-producing assets that will generate unearned income in excess of your monthly expenses and therefore put you on the road to being wealthy.

As you may know, banks generate profits from lending money to people. The interest they charge the borrowers is the bank’s income. Banks like to lend money to creditworthy people. They want reasonable reassurance that borrowers have steady incomes that will enable them to repay their loans. Banks will look at the length of time the borrowers were in their current jobs as their reassurance of steady income. The first step of the wealth building process is to take advantage of the fact that you have a steady income that qualifies you for a loan that you can take to purchase income-producing assets.

You might start asking yourself some questions now ... "what kind of income-producing-assets shall I purchase?", "How to purchase them?", "How to qualify for loans?", "How to fund my investments?" ... all of those questions are answered in "The Employee Millionaire".

Learn More!

Get The Employee Millionaire Audio Book For Free With 30 Day Audible Trial


real estate, personal development, investments, financial freedom, financial planning, financial goals, personal finance, real estate investing, passive income, good debt, debt, life, millionaire, beliefs, personal, assets, investing, job security, income, size, job, blogspot, 2bjob, jpg, 2b1, color, blogger, escaped, data, 2bmy, expenses, start, purchase, employee, day, 2bbelief, assets, producing, banks, borrowers, s1600, steady, limiting, millionaire, wealth, fact, security, font, bank, s640, loans
Please note: Expert must be credited by name when an article is reprinted in part or in full.

Share with your colleagues, friends or anyone

comments on this article

Powered by: www.creativform.com