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H.J. Chammas

H.J. Chammas is a multi-award-winning author and a self-made “Employee Millionaire” who has achieved financial freedom by investing in rental properties throughout Asia, Dubai and Europe. With over 10 years of real estate industry and investing experience, as well as property management, he brin...

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Business & Finance, Personal Finance


Employee Millionaire LLC

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06/20/2019 03:53am
Are The government and Your Employer Responsible for Your Financial Well-being?


Are The government and Your Employer Responsible for Your Financial Well-being?

The best thing about history is that it helps us predict the future. In the last 100 years, there have been several recessions across the globe. The well-documented facts show us that employees were laid off and unemployment shot up to high double digits. Employers who had to let go of their employees never thought they were responsible for the financial well-being of those laid-off employees. To me, no job looks secure.


On the other hand, governments across the world have genuine obligations to improve their economies and provide jobs for their citizens. They have attempted to boost their respective economies with quantitative easing and other forms of easy money so that companies will borrow money for free to invest in their businesses and recruit people. The result of lowering unemployment did take a long time. In most cases, although unemployment went down in percentage, the quality of the jobs created and the respective pay cheques were far from the levels before those recession hit.


The fact of the matter is that you alone are responsible for your financial well-being. I encourage you to start changing your mindset and put yourself in control. I urge you to take advantage of your current employment status and invest in income-producing assets that will work hard for you to generate income. This unearned income is what will look after your well-being in the event you ever have to (or choose to) leave your current job.

"The Employee Millionaire" discusses the “how” in detail. It will take you through the steps of investing in single-family rental properties that will put you on the journey of being financially free.

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