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H.J. Chammas

H.J. Chammas is a multi-award-winning author and a self-made “Employee Millionaire” who has achieved financial freedom by investing in rental properties throughout Asia, Dubai and Europe. With over 10 years of real estate industry and investing experience, as well as property management, he brin...

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Business & Finance, Personal Finance


Employee Millionaire LLC

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06/20/2019 03:50am
Does It Takes Money To Make Money?


It Takes Money To Make Money ... But Who Said It Has to Be Your Money?

A common objection for anyone to start investing is: It takes money to make noney!
Indeed, it takes money to make money, but who said it has to be your money? In an earlier article, I have shared one of the best lesson my mentor, Papa Joe, ever taught me: “The road to wealth is good debt”. Check out this article, it has explained in depth the principles of borrowing and leverage to create wealth.

The reality is a large amount of money is required for investment in assets such as rental properties. Most of us do limit our own selves with thoughts such as: "I can never save that amount of money!" ... So, we end up spending our hard-earned money on discretionary expenses.


It is only through the wise use of good debt that returns can reach high double digits. In the best scenario—when you don’t use a single dollar from your own money to purchase income-producing assets—your returns can be infinite.


I invite you to transform this limiting belief into an empowering one - Indeed, it takes money to make money, but who said it has to be my money?

With this kind of thoughts, you will start he road to wealth is good debt. I will become as rich as the amount of good debt I take in my life. I shall begin managing my expenses to save money and eventually invest it and use leverage to accelerate my returns on investment.

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